Chase Credit Card Ripoff Scam (part 2)

July 4th, 2009

In this second installment, I continue my discussion about how corrupt financial institutions like Chase Bank need to be boycotted.

I also recommend not using Visa and Mastercard checking cards, even when the money exists in your checking account. Even though this doesn’t incur interest on you, the merchant has to pay anywhere from 2-4 percent to that financial institution. Mom & pop stores are up to their eyeballs in this financial crap, and every time I go to a diner or low-cost store, I use cash or check, as well as reusable shopping bags.

But the main thing is to put a monkey wrench is this creepy financial system we have all become so accustomed to accepting.

Please make 2009 the year of paying down debt and saying “screw you” to these parasitic institutions. And if you must default on just one credit card, let it be your Chase Card. After all, they have no compassion on you, right? You’re just returning the favor.

Please feel free to leave your comments and do as much research as you can on this subject.

Duration : 0:10:0


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25 Responses to “Chase Credit Card Ripoff Scam (part 2)”

  1. Comment by ThornBoyz2207

    as of 8/1 my …
    as of 8/1 my minimum payment goes up from $300 to $750 per month. 720 credit score, never missed a payment, never been late. The thing is with me and all of the other 850,000 people who’s payment goes up 8/1 is that we all have low fixed rates. They are purposely trying to force us in to late payments and 30% interest or bankruptcy. Truely sickening. Now they want me to go to credit counseling. What? I can pay my bills if you leave me the alone!!!!

  2. Comment by Anothercoilgun

    Banks use the …
    Banks use the weapon of credit score to force you to bend to their will. The whole credit scoring system is another scam in its own right. Lets recap:

    * Scam – above 15% interest.
    * Scam – raising current rate to super high rate if late one day.
    * Scam – charging late fee for paying on the actual due date regardless of time standard.
    * Scam – lending out non existing money and it being 100X more they borrowed from the screw us over (fed) reserve.

  3. Comment by Anothercoilgun

    Main stream media …
    Main stream media is just a lie an will always say the best time to buy is NOW like a sleazy salesman.

  4. Comment by FCKEVRY1

    Chase is a RIPOFF …
    Chase is a RIPOFF ALL TOGETHER! They stole $175 bucks from me. Chase, I’m going to cost you everything one man possible can. You are thieves!

  5. Comment by SteveHoca

    Yes, Chase knows …
    Yes, Chase knows the deal. We have all the taxpayer dollars in our favor. America really is a country that favors the rich. Those that countrol the gold make the rules. I rest my case.

  6. Comment by leftcoaster63

    i love to see our …
    i love to see our tax dollars at work when i walk into wamu/chase & see complete remodels of the branches. since chase took over, there is a very different attitude in there. very condescending, snotty. they do not care if you go elsewhere. in fact, i think like you…they want you to. been with wamu 15 years. no lates, no problems. but because i voiced my opinion about them taking taxpayer $ & got attitude back, i expect them to jack me soon too.
    CLOSE YOUR CHASE ACCOUNTS NOW!!!!

  7. Comment by dudeofopinion

    I can tell you that …
    I can tell you that they have been like this for at least the last 5 years because I went through something similar back in 04. They are so big that all they can do is tout policy. I’ve been predicting Chase and BoA and corporations like them are going to go under.

    Think about this: it doesn’t have to be planned. The government is throwing money at all these fools. If you had an opportunity to loan and MAYBE get money, or get a free hand-out, what would you do?

  8. Comment by RubberDuckyToy

    Sorry to hear about …
    Sorry to hear about your bad experience but Chase actually have been very nice to me. In the past 1.5 years, they have gradually lowered my interest rate from 12.5% to 7.49%, increased my credit limit to $17,600 and at one time lower my minimum payment to zero. And this is without annual fee.

  9. Comment by 1961bailey

    Home depot is doing …
    Home depot is doing the same thing never been late and they raised mine to 28.99. I have a feeling it is going to be across the board and for me and others we just got comfortable we using and making payment on time and now balance is to big to pay off to get out of it. so I will not use home depot card or shop in there store.

  10. Comment by anglitoestebancito

    Legal Robbery!
    Legal Robbery!

  11. Comment by FlyByStorm

    Oh! Here’s the …
    Oh! Here’s the kicker: They jacked my APR to 29.99% because I had essed a late fee, even though I had sent in another payment on time and wasn’t late! I’m done with them! Transferred the balance to another card. It was a WaMu card.

  12. Comment by FlyByStorm

    Here’s another …
    Here’s another Chase scam: I tried to schedule a check payment via the web. Apparently, I left off a digit from my account number. They charged me a $39 late fee and wouldn’t cut me a break. THEM. I’m getting my $39 worth by telling everyone I know about it.

  13. Comment by PilatusPorterPC6

    I had a WAMU card …
    I had a WAMU card and NEVER a problem. Chase took over and I guess I never got my April bill. I get a nasty email so I go online to check it out. They say I missed April so they raised my rate to 29%!!! They said I had paperless but I NEVER selected this option! These people ARE CROOKS!!! I wish I could go somewhere in person and deal with these s!!! I HOPE someone gets these s!!! No help for citizens! We just bailed out these suckers!!!! Class action, Let’s do it!!

  14. Comment by poots2cents

    LikeExpansion, did …
    LikeExpansion, did u just delete your videos/recordings? well, too bad, u could have copy-pasted my comments here to enlighten some people who are frustrated bcoz they didn’t get things to go their way with chase.

    it’s funny how ppol can easily say they won’t pay but worries abt their FICO score silently. that’s why there are videos like this. get as much ppol to sympathize w/ u. & talk abt compassion? that’s why wamu is bankrupt, bcoz they were too compassionate w/ fee waivers..

  15. Comment by LikeExpansion

    Amen, brother!! …
    Amen, brother!! Very good points!! I am fighting with Chase right now, too for the same exact reason.

  16. Comment by gasdorf

    how much was on the …
    how much was on the card when they charged the fee sir?

  17. Comment by gerardptube

    I Just transfered …
    I Just transfered my balance !!! it was wamu and when chase took over they raised my rate from 10% to 17% for no reason

  18. Comment by boycottchase

    Yep, Man. I am …
    Yep, Man. I am looking forward to see your next video. Nice talking to you here. I love all your videos man.

    Greeting and share hands

  19. Comment by SteveHoca

    Yes, they are …
    Yes, they are compassionless robots, and they are “just doing their job” (yeah right). Anyway, I have something going on right now with another creditor, and if they pull any crap, I’m going to not pay at all. Screw what they do to your credit. You’ll love my next video I’m doing on these credit card companies. There is a way to beat this crap, but you have to be resolute in your decision and not let friends tell you “don’t do that, they’ll ruin your credit.” Fear is what this Oligarchy aims at.

  20. Comment by boycottchase

    He is still trying …
    He is still trying to sell some crab to an angry customer. That retention rep is funny. I do not blame them. They are trained to act like robots without conscience and sympathy. 1 supervisor told me ” That unfortune things happen to all of us, include myself”

  21. Comment by boycottchase

    just called them. …
    just called them. Reps and supervisors would not wavie the fees.Then I got transfered to the so call account specialist, insist that the return check fee could not be wavied.Then I asked him to close the account after 6 years of robbery. Ironically He offer me a chase perfect card(3% back on gas). He cracks me up Do you want to earn some rewards on these fees? I can not do anything about the fees, but I could give you some reward cards.
    boycott them and make them out of business.

  22. Comment by boycottchase

    Have a chase credit …
    Have a chase credit card for 6 years. Never earn any rewards or anything on it. After I enrolled in paperless statement and made a first online payment. That is only a $10 balance. So I was thinking uh it save me sometime to go to the branch.I received a confirmation saying that payment was received.
    Today I just found out, there is a $39 return check fee and late fee on my account. That is ridiculous to pay $50 for a $10 statement. T

  23. Comment by ReggaetonMovment

    Chase is the best …
    Chase is the best company i belive with a credit card i went into debt up to my eyeballs with them i mean i owed them over 3,000 and i called them and the truth is they are awsome they have a program that they drop your intrest rate to 0 % and elimante late fees so everything goes to your princapale its awseome in 6 months i only owe $800.00 i love them they work with you alot and i got proff to show you

  24. Comment by Gulfporter

    You’re correct that …
    You’re correct that it is the customer’s respons. to make payments on time. That doesn’t mean Chase doesn’t do things to jack people up, trust me that they do. For example, in consideration of human and mechanical error, Chase used to have a five day grace period- they stopped that a few years ago. Chase advertises “no fee” accts, and then after a year, they slip in the fee. They’ll take it off if you call them and ask, but most people don’t and they know it. That’s good for about $50M/yr alone.

  25. Comment by tuneroptions

    3 mins in…blah …
    3 mins in…blah blah blah…boycott debit cards?? Are you serious? Might as well boycott McDonald’s since they make people fat too huh? These are FOR PROFIT businesses! So you want the credit card companies to go under and THOUSANDS of people lose their jobs because YOU messed up your account?? 7:50 no shxt…8 mins in, those are real people with honest jobs, it’s not their fault people are idiots and pay late. No BP Card? Oh no, there goes your $25 checks! Bottom line, it was your OWN FAULT!!!